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Embrace the power of hard money loans with a relationship driven lending partner backed by the five largest sources of private real estate investment capital in the US. Our flexible underwriting guidelines ensure seamless deal closures and benefit from aggressively competitive rates and terms that outshine the competition – Our flexible underwriting guidelines ensure your transaction makes it over the finish line! But we're not just about transactions, we thrive on relationships! A whopping 70% of our business comes from repeat or referred clients. We go beyond mere business to take care of of you, helping you successfully grow your real estate empire! Our mission is to earn your trust, becoming a vital asset in your real estate investment journey.

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This is not an offer to lend.  Financing is subject to certain restrictions and requirements, including submission of complete loan application, credit evaluation and underwriting approval. Rates, terms, and conditions are subject to change without notice and may vary depending on borrower qualifications, geography, and property type. Hilton Head Hard Money Loans is a local Low Country Division of the relationship driven  lender Optimus Capital, focused on providing Business Purpose Loans to Real Estate Investors on Hilton Head Island, the Coastal Carolina’s and Savannah Georgia.