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Hard money lending guides for Massachusetts investors
Plain-language articles on fix and flip loans, DSCR rental loans, refinancing and what lenders look for.
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DSCR Loans in Boston and Massachusetts: How They Work
A DSCR loan qualifies a rental property on its own income instead of yours. Here is how the ratio is calculated, what lenders verify, and how to apply in Massachusetts.
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Investing in Real Estate When Interest Rates Are High
Why some investors keep buying, and even pull cash out of low-rate properties, when borrowing costs are high. The case for and the risks to weigh.
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Hard Money Loan Document Checklist
The documents to gather for a fix and flip loan, a rental (DSCR) loan and a new construction loan, split into one-time and deal-specific items.
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Hard Money Loans in Boston: A Guide for Investors
How hard money loans work in Boston: what they are approved on, how fast they close, what they cost compared with a bank loan, and the programs available.
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Refinancing an Investment Property in Massachusetts
When refinancing a rental makes sense: lowering the payment, moving from a bridge loan to long-term debt, and taking cash out to buy the next property.
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Fixing and Flipping Houses in Massachusetts with Hard Money
How fix and flip financing works: what a lender will fund, how draws are paid, how fast you can close, and what is different about flipping in Massachusetts.
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Financing a Short-Term Rental in Massachusetts
What makes short-term rentals attractive, what they demand of an owner, where Massachusetts allows them, and how a lender qualifies one on projected income.
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Why Investors Use Hard Money Loans
Hard money loans are built for real estate investors. They are approved on the property’s value or income, not on the borrower’s job or tax returns.